/* Банкротство физлицам — базовые стили */
:root{
  --paper:#fbfaf7;
  --paper-2:#f4f1ea;
  --card:#ffffff;
  --ink:#16191c;
  --ink-2:#3d434a;
  --muted:#71777e;
  --line:#e3ded3;
  --line-2:#efebe2;
  --accent:#0e5c46;
  --accent-2:#0a4635;
  --accent-soft:#e8f1ec;
  --warn-bg:#fbf3e6;
  --warn-line:#e8d3b0;
  --radius:16px;
  --radius-sm:10px;
  --shadow:0 1px 2px rgba(20,25,30,.04),0 10px 30px rgba(20,25,30,.06);
  --wrap:1160px;
  --sans:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  --serif:"Palatino Linotype","Book Antiqua",Palatino,Georgia,"Times New Roman",serif;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font-family:var(--sans);font-size:17px;line-height:1.65;
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--accent);text-decoration-thickness:1px;text-underline-offset:2px}
a:hover{color:var(--accent-2)}
h1,h2,h3,h4{text-wrap:balance;font-family:var(--serif);font-weight:600;line-height:1.15;letter-spacing:-.01em;margin:0 0 .5em}
p{margin:0 0 1em}
ul,ol{margin:0 0 1em;padding-left:1.2em}
li{margin-bottom:.35em}
strong{font-weight:650}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.wrap--narrow{max-width:780px}
.skip{position:absolute;left:-9999px;top:0;background:var(--accent);color:#fff;padding:12px 20px;z-index:100}
.skip:focus{left:12px;top:12px}

/* ---------- header ---------- */
.header{position:sticky;top:0;z-index:50;background:rgba(251,250,247,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line-2)}
.header__inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:76px}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}
.logo__mark{width:44px;height:44px;border-radius:12px;background:transparent;color:var(--accent);display:grid;place-items:center;flex:0 0 auto}
.logo__mark svg{display:block}
.logo__text{display:flex;flex-direction:column;line-height:1.15}
.logo__name{font-family:var(--serif);font-size:17px;letter-spacing:-.01em}
.logo__sub{margin-top:3px;font-size:11.5px;text-transform:uppercase;letter-spacing:.14em;color:var(--muted)}
.nav{display:flex;align-items:center;gap:28px}
.nav__list{display:flex;gap:26px;list-style:none;margin:0;padding:0}
.nav__link{font-size:15px;color:var(--ink-2);text-decoration:none;padding:6px 0;position:relative}
.nav__link::after{content:"";position:absolute;left:0;right:100%;bottom:0;height:2px;background:var(--accent);transition:right .2s ease}
.nav__link:hover::after,.nav__link.is-active::after{right:0}
.nav__link.is-active{color:var(--ink);font-weight:600}
.burger{display:none;width:44px;height:44px;border:1px solid var(--line);border-radius:10px;background:var(--card);padding:0;cursor:pointer}
.burger span{display:block;width:18px;height:2px;background:var(--ink);margin:4px auto;transition:transform .2s,opacity .2s}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 26px;border-radius:999px;font-size:15.5px;font-weight:600;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:background .18s,color .18s,border-color .18s,transform .18s}
.btn--primary{background:var(--accent);color:#fff}
.btn--primary:hover{background:var(--accent-2);color:#fff}
.btn--ghost{background:transparent;color:var(--ink);border-color:var(--line)}
.btn--ghost:hover{border-color:var(--ink);color:var(--ink)}
.btn--sm{padding:11px 20px;font-size:14.5px}
.btn--block{width:100%}

/* ---------- typography ---------- */
.h1{font-size:clamp(1.9rem,3.7vw,3.1rem);margin-bottom:.45em}
.h2{font-size:clamp(1.5rem,2.6vw,2.25rem);margin-bottom:.6em}
.h3{font-size:clamp(1.15rem,1.7vw,1.4rem);margin-bottom:.5em}
.lead{font-size:clamp(1.05rem,1.5vw,1.22rem);color:var(--ink-2);line-height:1.6}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:12.5px;text-transform:uppercase;letter-spacing:.16em;color:var(--accent);font-weight:650;margin-bottom:18px}
.eyebrow::before{content:"";width:26px;height:1px;background:var(--accent)}
.meta-line{font-size:13.5px;color:var(--muted);margin-top:14px}

/* ---------- hero ---------- */
.hero{padding:64px 0 40px;border-bottom:1px solid var(--line-2)}
.hero__grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:start}
.hero__actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 10px}
.hero__note{font-size:13.5px;color:var(--muted);max-width:520px}
.hero__aside{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow)}
.hero__aside-title{font-size:12px;text-transform:uppercase;letter-spacing:.14em;color:var(--muted);margin-bottom:16px}
.facts{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:0;padding:0;list-style:none}
.facts__item{list-style:none}
.facts__num{font-family:var(--serif);font-size:26px;line-height:1.1;color:var(--ink);display:block}
.facts__cap{font-size:13px;color:var(--muted);line-height:1.35}

/* ---------- definition ---------- */
.definition{background:var(--accent-soft);border:1px solid #cfe3d8;border-radius:var(--radius);padding:24px 26px;margin:26px 0 34px}
.definition__label{font-size:11.5px;text-transform:uppercase;letter-spacing:.18em;color:var(--accent);font-weight:700;margin:0 0 10px}
.definition__text{font-size:17.5px;line-height:1.6;margin:0 0 14px;color:var(--ink)}
.definition__facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:10px 22px;margin:0;padding:0;list-style:none;border-top:1px solid #cfe3d8;padding-top:14px}
.definition__facts li{display:flex;flex-direction:column;margin:0}
.definition__k{font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--accent);font-weight:650}
.definition__v{font-size:15px;color:var(--ink-2)}

/* ---------- sections ---------- */
.section{padding:56px 0}
.section--tint{background:var(--paper-2);border-top:1px solid var(--line-2);border-bottom:1px solid var(--line-2)}
.section__head{max-width:720px;margin-bottom:32px}
.section__head p{color:var(--ink-2);margin-bottom:0}
.grid{display:grid;gap:20px}
.grid--3{grid-template-columns:repeat(3,1fr)}
.grid--2{grid-template-columns:repeat(2,1fr)}
.grid--4{grid-template-columns:repeat(4,1fr)}

.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 1px 0 rgba(20,25,30,.02)}
.card__num{font-family:var(--serif);font-size:13px;color:var(--accent);letter-spacing:.1em;margin-bottom:10px}
.card h3{font-size:18px;margin-bottom:.4em}
.card p{font-size:15px;color:var(--ink-2);margin:0}
.card--link{display:block;text-decoration:none;color:inherit;transition:border-color .18s,transform .18s,box-shadow .18s}
.card--link:hover{border-color:#c9c2b4;transform:translateY(-2px);box-shadow:var(--shadow);color:inherit}

/* ---------- steps ---------- */
.steps{counter-reset:step;list-style:none;margin:0;padding:0;display:grid;gap:0}
.step{display:grid;grid-template-columns:64px 1fr;gap:22px;padding:24px 0;border-bottom:1px solid var(--line-2)}
.step:last-child{border-bottom:0}
.step__num{width:46px;height:46px;border-radius:50%;border:1px solid var(--line);display:grid;place-items:center;font-family:var(--serif);font-size:17px;color:var(--accent);background:var(--card)}
.step h3{font-size:19px;margin-bottom:.3em}
.step p{margin:0;color:var(--ink-2);font-size:15.5px}

/* ---------- table ---------- */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:var(--card)}
table{width:100%;border-collapse:collapse;font-size:15.5px;min-width:620px}
th,td{text-align:left;padding:15px 18px;border-bottom:1px solid var(--line-2);vertical-align:top}
th{background:var(--paper-2);font-weight:650;font-size:14px;letter-spacing:.01em}
tr:last-child td{border-bottom:0}
td strong{color:var(--ink)}

/* ---------- faq ---------- */
.faq{border-top:1px solid var(--line)}
.faq__item{border-bottom:1px solid var(--line)}
.faq__item summary{cursor:pointer;list-style:none;padding:20px 40px 20px 0;position:relative;font-weight:600;font-size:17px;color:var(--ink)}
.faq__item summary::-webkit-details-marker{display:none}
.faq__item summary::after{content:"+";position:absolute;right:6px;top:50%;transform:translateY(-50%);font-size:22px;font-weight:400;color:var(--accent);transition:transform .2s}
.faq__item[open] summary::after{transform:translateY(-50%) rotate(45deg)}
.faq__body{padding:0 40px 20px 0;color:var(--ink-2);font-size:16px}
.faq__body p{margin:0}

/* ---------- cta ---------- */
.section--cta{background:var(--accent);color:#fff}
.cta{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.cta .h2{color:#fff}
.cta__sub{color:#d6e6de;font-size:16.5px;max-width:460px}
.cta__list{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:10px}
.cta__list li{position:relative;padding-left:26px;color:#e6f0eb;font-size:15.5px;margin:0}
.cta__list li::before{content:"";position:absolute;left:0;top:8px;width:12px;height:7px;border-left:2px solid #9fcfb8;border-bottom:2px solid #9fcfb8;transform:rotate(-45deg)}
.form-card{background:var(--card);border-radius:var(--radius);padding:26px;color:var(--ink);box-shadow:0 20px 50px rgba(0,0,0,.18)}
.form-card__grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field{display:flex;flex-direction:column;gap:6px}
.field--wide{grid-column:1/-1}
.field__label{font-size:13px;color:var(--muted);font-weight:600}
.field__input{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:var(--radius-sm);font:inherit;font-size:15.5px;background:#fff;color:var(--ink);transition:border-color .15s,box-shadow .15s}
.field__input:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(14,92,70,.12)}
.field__input[aria-invalid="true"]{border-color:#b4483b;box-shadow:0 0 0 3px rgba(180,72,59,.12)}
select.field__input{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%2371777e' stroke-width='1.6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:38px}
.check{display:flex;gap:10px;align-items:flex-start;margin:16px 0 18px;font-size:13px;color:var(--ink-2);line-height:1.45}
.check input{margin-top:3px;width:16px;height:16px;accent-color:var(--accent);flex:0 0 auto}
.form-note{font-size:12.5px;color:var(--muted);margin:12px 0 0;line-height:1.5}
.form-status{font-size:14px;margin-top:10px}
.form-status.is-error{color:#b4483b}
.form-status.is-ok{color:var(--accent)}

/* ---------- inline cta ---------- */
.inline-cta{display:flex;align-items:center;justify-content:space-between;gap:24px;background:var(--card);border:1px solid var(--line);border-left:3px solid var(--accent);border-radius:var(--radius);padding:22px 26px;margin:34px 0}
.inline-cta__title{font-family:var(--serif);font-size:19px;margin:0 0 4px}
.inline-cta__sub{font-size:14.5px;color:var(--muted);margin:0}

/* ---------- crumbs ---------- */
.crumbs{padding-top:20px}
.crumbs ol{display:flex;flex-wrap:wrap;gap:8px;list-style:none;margin:0;padding:0;font-size:13px;color:var(--muted)}
.crumbs li{display:flex;align-items:center;gap:8px;margin:0}
.crumbs li+li::before{content:"/";color:var(--line)}
.crumbs a{color:var(--muted);text-decoration:none}
.crumbs a:hover{color:var(--accent)}

/* ---------- article ---------- */
.page-head{padding:22px 0 8px}
.page-head .lead{max-width:760px}
.article{max-width:780px;margin:0 auto;padding:0 24px}
.article h2{font-size:clamp(1.4rem,2.2vw,1.9rem);margin:1.8em 0 .6em}
.article h3{font-size:1.2rem;margin:1.5em 0 .5em}
.article p,.article li{font-size:17.5px;color:var(--ink-2);line-height:1.7}
.article .definition p{color:var(--ink)}
.article table{font-size:15px;min-width:0}
.article blockquote{margin:1.4em 0;padding:18px 22px;background:var(--paper-2);border-left:3px solid var(--accent);border-radius:0 var(--radius-sm) var(--radius-sm) 0;font-size:16.5px;color:var(--ink-2)}
.article blockquote p:last-child{margin:0}
.article .source-list{font-size:14.5px;color:var(--muted)}
.article .source-list li{margin-bottom:.5em}
.author-box{display:flex;gap:18px;align-items:flex-start;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin:40px 0}
.author-box__avatar{width:56px;height:56px;border-radius:50%;background:var(--accent-soft);color:var(--accent);display:grid;place-items:center;font-family:var(--serif);font-size:20px;flex:0 0 auto}
.author-box__name{margin:0 0 4px;font-family:var(--serif);font-size:17px}
.author-box__role{font-size:13.5px;color:var(--muted);margin:0 0 8px}
.author-box__link{font-size:14px}

/* ---------- blog list ---------- */
.post-card{display:flex;flex-direction:column;gap:10px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:24px;text-decoration:none;color:inherit;transition:border-color .18s,transform .18s}
.post-card:hover{border-color:#c9c2b4;transform:translateY(-2px);color:inherit}
.post-card__tag{font-size:11.5px;text-transform:uppercase;letter-spacing:.12em;color:var(--accent);font-weight:650}
.post-card__title{font-family:var(--serif);font-size:20px;line-height:1.25;margin:0}
.post-card__desc{font-size:14.5px;color:var(--ink-2);margin:0}
.post-card__meta{font-size:12.5px;color:var(--muted);margin-top:auto}

/* ---------- city ---------- */
.city-list{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:10px;list-style:none;padding:0;margin:0}
.city-list a{display:flex;flex-direction:column;gap:4px;padding:14px 16px;border:1px solid var(--line);border-radius:var(--radius-sm);background:var(--card);text-decoration:none;color:var(--ink);font-size:15px;line-height:1.35;transition:border-color .15s,background .15s}
.city-list a strong{font-weight:650}
.city-list a .post-card__meta{font-size:12.5px;color:var(--muted)}
.city-list a:hover{border-color:var(--accent);background:var(--accent-soft)}
.form-card--inline{box-shadow:none;border:1px solid var(--line);padding:24px}

/* ---------- notice ---------- */
.notice{background:var(--warn-bg);border:1px solid var(--warn-line);border-radius:var(--radius);padding:20px 22px;font-size:15px;color:#5e4525;margin:28px 0}
.notice strong{color:#4a3418}
.notice p:last-child{margin:0}

/* ---------- footer ---------- */
.footer{background:#111614;color:#c8d2cd;padding:56px 0 28px;margin-top:0}
.footer a{color:#dfe8e3;text-decoration:none}
.footer a:hover{color:#fff}
.footer__grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:40px}
.footer__col--brand .logo__mark{color:#22332c}
.footer__col--brand .logo__name{color:#fff}
.logo--footer .logo__name{font-size:16px}
.footer__lead{font-size:14px;color:#96a39d;margin:16px 0 10px;max-width:320px}
.footer__mail{font-size:13.5px;color:#a9b7b1;margin:0 0 6px}
.footer__mail a{color:#e8f0ec}
.footer__author{font-size:13px;color:#7e8b85;margin:0}
.form-alt{font-size:13px;color:var(--muted);margin:8px 0 0}
.contact-mail{display:inline-flex;align-items:center;gap:8px;font-size:17px;font-weight:600;color:var(--accent)}
.footer__title{font-family:var(--sans);font-size:12px;text-transform:uppercase;letter-spacing:.14em;color:#7e8b85;margin:0 0 14px;font-weight:650}
.footer__list{list-style:none;margin:0;padding:0}
.footer__list li{margin-bottom:9px;font-size:14.5px}
.footer__warning{margin:44px 0 24px;padding:18px 22px;border:1px solid #2a3531;border-radius:var(--radius-sm);font-size:13.5px;color:#b9c5bf;background:#161d1a;line-height:1.55}
.footer__warning strong{color:#e8f0ec}
.footer__bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:14px;padding-top:20px;border-top:1px solid #232c29;font-size:13px;color:#7e8b85}
.footer__docs{list-style:none;display:flex;flex-wrap:wrap;gap:18px;margin:0;padding:0}
.footer__docs li{margin:0}
.footer__copy{margin:0}
.footer__disclaimer{font-size:12.5px;color:#6f7c76;margin:16px 0 0;max-width:900px}

/* ---------- misc ---------- */
.toc{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px 24px;margin:28px 0}
.toc p{font-size:12px;text-transform:uppercase;letter-spacing:.14em;color:var(--muted);margin:0 0 10px;font-weight:650}
.toc ol{margin:0;padding-left:1.1em;font-size:15px}
.toc li{margin-bottom:6px}
.checklist{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.checklist li{position:relative;padding-left:28px;margin:0;font-size:16px;color:var(--ink-2)}
.checklist li::before{content:"";position:absolute;left:0;top:7px;width:13px;height:8px;border-left:2px solid var(--accent);border-bottom:2px solid var(--accent);transform:rotate(-45deg)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.error-page{min-height:52vh;display:grid;place-items:center;text-align:center;padding:80px 0}

/* ---------- responsive ---------- */
@media (max-width:960px){
  .hero__grid,.cta,.two-col{grid-template-columns:1fr;gap:32px}
  .grid--4{grid-template-columns:repeat(2,1fr)}
  .grid--3{grid-template-columns:repeat(2,1fr)}
  .footer__grid{grid-template-columns:1fr 1fr;gap:32px}
  .hero{padding:40px 0 32px}
}
@media (max-width:760px){
  body{font-size:16px}
  .nav{position:fixed;inset:76px 0 auto 0;background:var(--paper);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:12px 24px 24px;transform:translateY(-8px);opacity:0;pointer-events:none;transition:opacity .2s,transform .2s;box-shadow:var(--shadow)}
  .nav.is-open{opacity:1;transform:none;pointer-events:auto}
  .nav__list{flex-direction:column;gap:0}
  .nav__item{border-bottom:1px solid var(--line-2)}
  .nav__link{display:block;padding:14px 0;font-size:16px}
  .nav__cta{margin-top:16px;text-align:center}
  .burger{display:block}
  .burger.is-open span:nth-child(1){transform:translateY(6px) rotate(45deg)}
  .burger.is-open span:nth-child(2){opacity:0}
  .burger.is-open span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
  .grid--3,.grid--2,.grid--4{grid-template-columns:1fr}
  .step{grid-template-columns:44px 1fr;gap:16px}
  .inline-cta{flex-direction:column;align-items:flex-start}
  .form-card__grid{grid-template-columns:1fr}
  .footer__grid{grid-template-columns:1fr}
  .facts{grid-template-columns:1fr 1fr}
  .article{padding:0 20px}
  .section{padding:40px 0}
}
@media (prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important;scroll-behavior:auto!important}
}


/* ---------- отзывы ---------- */
.review__head{display:flex;justify-content:space-between;gap:10px;align-items:baseline;margin-bottom:6px}
.review__name{font-weight:650}
.review__city{font-size:12.5px;color:var(--muted)}
.review__tag{font-size:11.5px;text-transform:uppercase;letter-spacing:.12em;color:var(--accent);margin:0 0 10px;font-weight:700}
.review__text{font-size:15px;color:var(--ink-2);margin:0;line-height:1.6}

/* ---------- калькулятор ---------- */
.calc{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:var(--shadow)}
.calc__top{display:flex;align-items:center;gap:14px;margin-bottom:24px}
.calc__step{font-size:13px;color:var(--muted);white-space:nowrap}
.calc__bar{flex:1;height:4px;background:var(--line-2);border-radius:2px;overflow:hidden;display:block}
.calc__bar i{display:block;height:100%;background:var(--accent);transition:width .25s ease}
.calc__step-body{border:0;padding:0;margin:0}
.calc__q{font-family:var(--serif);font-size:clamp(19px,2vw,23px);line-height:1.28;margin:0 0 18px;padding:0}
.opt{display:flex;gap:12px;align-items:flex-start;padding:13px 16px;border:1px solid var(--line);border-radius:var(--radius-sm);margin-bottom:10px;cursor:pointer;font-size:15.5px;line-height:1.45;transition:border-color .15s,background .15s}
.opt:hover{border-color:#c9c2b4}
.opt input{margin-top:3px;accent-color:var(--accent);flex:0 0 auto}
.opt:has(input:checked){border-color:var(--accent);background:var(--accent-soft)}
.calc__nav{display:flex;gap:12px;margin-top:22px}
.calc__result-label{font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--accent);font-weight:700;margin:0 0 10px}
.calc__result-title{font-size:clamp(1.25rem,2.2vw,1.7rem);margin:0 0 12px}
.calc__result-text{font-size:16px;color:var(--ink-2);margin:0 0 18px}
.calc__result-actions{display:flex;gap:12px;flex-wrap:wrap;margin:22px 0 6px}

.hp-field{position:absolute!important;left:-9999px!important;width:1px;height:1px;opacity:0}